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* Credit Check Authorization:
During your mortgage loan application process, this institution performs a Credit Check that requires us to obtain and confirm information regarding your personal and financial background. This Credit Check includes, but is not limited to, your marital status, number of dependents, current and past employers, current deposit accounts, current and past consumer credit accounts, and your mortgage and/or rental history.
Patriot Act Agreement:
In accordance with Federal regulations set forth in the USA Patriot Act, this institution is required to verify the identity of any person applying for a mortgage loan to the extent reasonable and practicable, and maintain records of the information used to verify their identity. During your mortgage loan application process, we will require your name, current and past home addresses, date of birth, and other identifying information about you.
Authorization to Receive Electronic Disclosures:
In order to successfully process your mortgage loan application, you must agree to receive certain disclosures from this institution in electronic form rather than paper form. You must also agree to the terms of the eDisclosure Agreement, which include software and hardware requirements and your responsibility to maintain and provide a valid email address. Certain disclosures may be provided to you in paper form as necessary once your mortgage loan application is received.
* Privacy Policy:

Fairway Independent Mortgage Corporation Privacy Policy

This Privacy Policy (“Policy”) sets out how Fairway Independent Mortgage Corp. (“Fairway”) uses and protects any information that you give Fairway when you use Fairway’s website (“Website”).  Fairway is committed to ensuring that your privacy is protected.  Fairway may change this Policy from time to time without notice.  You should check this page from time to time to ensure that you agree with the changes.  This Policy is effective from the 3rd of April 2013. 

What we collect:
Information You Provide
If you are visiting our Website to apply for a mortgage loan then the information we collect may include:
• Social security number and Assets
• Income and Payment history
• Credit history and Transaction history

What we use the information we collect for
The information we collect is stored within our primary loan processing system, known as Encompass, and used in the processing of your loan. 

Other information we collect  -- Cookies
Like many websites, our Website uses “cookies”.  A cookie is a small file that is stored on a web browser so it can later be read back from the browser.  Cookies allow us to recognize you and to provide you with seamless usability of our Website.  If you do not want to use cookies, you can usually modify your browser setting to decline cookies if you prefer.  
Why we use cookies

The nature of web based applications is that they are “stateless”.  As the user moves from page to page in the application, a new page cannot hold information that had been given in previous pages.  Cookies are intended to allow the application to temporarily hold information on your computer that is required to make the overall application experience smooth and seamless.  Cookies are also stored on your computer so that the application “remembers” information between visits.  This is all we use cookies for.  We do not create or use cookies to track your browsing habits across any website, or to collect any information other than that described above.  We do not share any information placed in the cookies with third parties.
How we protect your information

We are committed to ensuring that your information is secure.  We use a standard SSL (Secure Sockets Layer) encryption.  General consumer information is encrypted when stored and encrypted when transmitted.   Private information is retained within our processing system as required by federal and state guidelines. 

Links to other websites:
Our Website may contain links to other websites. However, once you have used these links to leave our Website, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide while visiting such sites and such sites are not governed by this Policy. You should exercise caution and look at the privacy statement applicable to the website in question.


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Shelley Connell, Branch Manager NMLS #286220
Fairway Independent Mortgage Corp. NMLS Entity ID#2289
2624 Long Prairie Rd Ste 102, 103 & , Flower Mound, TX  75022
Office:  (469) 200-4169
Fax:  (866) 533-2233
Copyright © 2020 Fairway Independent Mortgage Corp.
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